Banking & Financial Technology
Solutions (BFSI)

Empowering Top Commercial Banks, Financial Institutions, and Asset Management Firms across Vietnam and the Region with high-performance Core Banking integration, enterprise risk data platforms, automated digital lending, and Basel II/III regulatory capital compliance.

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CMMI Level 3

Standardized Global Software Engineering

ISO 27001:2022

Banking Information & Data Security

ISO 9001:2015

Enterprise Quality Management

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Trusted Technology Partner of Financial Institutions & Banks

Proven track record delivering mission-critical platforms for tier-1 commercial banks, investment funds, and top financial groups

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Enterprise Banking Technology Solutions Ecosystem

Comprehensive solution architecture designed to satisfy the rigorous standards of Bank Boards, CIOs, CTOs, and Business Unit Leaders regarding high availability, bank-grade data security, and risk compliance.

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1. Open Banking & Core System Integration (ESB / API Gateway)

Secure multi-channel integration bus linking Core Banking backends (T24, Flexcube, Finacle) seamlessly with digital banking apps, payment gateways (Napas, SWIFT, VietQR, ACH), fintech partners, and third-party ecosystems. Guaranteed low-latency processing (< 200ms) with 99.99% high-availability SLA.

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2. Enterprise Data Platform & Risk Compliance (Basel CAR)

Modernized banking Data Warehouse and Lakehouse architectures consolidating multi-dimensional transactional records. Automated Capital Adequacy Ratio (CAR) calculation adhering to Basel II / Basel III standards, risk-weighted asset (RWA) stress-testing, and real-time early loss detection across nationwide branch networks.

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3. Digital Lending & Omnichannel Credit Workflow

End-to-end digital lending platform covering eKYC, automated document intake, dynamic credit scoring, and multi-tier approval workflows. Powered by a Zero-code Business Rule Engine, allowing business units to roll out new credit underwriting criteria within hours instead of weeks.

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4. Banking Generative AI & Knowledge Mining (GenAI & RAG)

Purpose-built enterprise AI solutions for BFSI: Private Knowledge Retrieval (RAG) assistant for internal policies and circulars without data leakage; Intelligent Document Processing (IDP) agents for credit file auditing; and behavioral analytics driving hyper-personalized wealth advisory.

Verified Banking & Financial Track Record

Mission-critical systems architected, developed, and delivered by EVOTEK for tier-1 commercial banks, major financial institutions, and investment funds.

ung dung quan ly va dau tu tai san cho hon 1 trieu nguoi dung cua ngan hang lon top 7 viet nam

Wealth Management

Asset Management App (Top 7 Bank)

High-performance trading and portfolio management platform serving over 1,000,000+ individual and institutional investors.

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ung dung ngan hang so dung top 5 tai appstore lao

Digital Banking

Digital Banking App (Top 5 AppStore Laos)

Comprehensive mobile banking app with top-tier security and UX, ranked among the Top 5 most downloaded financial apps.

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ung dung di dong cho khach hang cua quy dau tu hon 200 trieu usd

Investment Fund

Mobile App for $200M+ AUM Fund

Secure portfolio tracking and direct fund certificate trading app for MB Capital’s tens of thousands of investors.

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2 du an du lieu lon voi to chuc tai chinh top 6 viet nam

Big Data Engineering

Big Data Platforms (Top 6 Financial Group)

Engineered 2 enterprise Big Data pipelines for intelligent transaction analytics and executive risk reporting.

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Kiến trúc cấu phần Xếp hạng tín dụng Lending Hub

Credit Rating & Lending

Internal Credit Rating (Lending Hub)

Eliminated hardcoded logic with a Zero-code Rule Engine, slashing underwriting policy deployment time by 95%.

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Kiến trúc hệ thống Kho dữ liệu rủi ro RMS

Risk Management DW

Risk Management DW (RMS)

Early loss detection across 240 nationwide business units, monitoring over 100M+ active loan contracts.

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Kiến trúc hệ thống VTDLLS Lakehouse

Historical Lakehouse

Historical Inquiry (VTDLLS)

Unified 18 years of historical banking records post Core migration with sub-second retrieval speeds.

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Kiến trúc hệ thống Quản lý và Tính toán CAR 2026 chuẩn Basel III

Basel II / III Compliance

Capital Adequacy Ratio (CAR 2026)

Automated RWA compliance calculation, transforming passive reporting into proactive dynamic capital allocation.

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Standard Technology Stack for Banking

Enterprise-grade technologies ensuring high-throughput resilience, strict regulatory compliance, and transaction integrity.

Enterprise Integration & Middleware

Event-driven architecture, enterprise ESB, and high-throughput streaming

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ACID Databases & In-Memory Caching

Large-scale financial data management with strict transactional consistency

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Cloud Infrastructure & Containerization

Automated CI/CD pipelines, container orchestration, and resilient microservices

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Why Do Leading Banks Trust EVOTEK?

Senior solution architects with deep banking domain knowledge, delivering mission-critical projects under global CMMI-DEV Level 3 processes and ISO/IEC 27001:2022 information security standards.

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8+

Years of Operation

100+

Delivered Projects

150+

Software Engineers & Experts

85%+

Engineering & Tech Staff

50+

Enterprise & FDI Clients

2

Offices Hanoi & Ho Chi Minh City

Ready to Modernize Your Banking & Financial Platforms?

Schedule a direct consultation with EVOTEK’s Technology Leads and Solution Architects to evaluate your architecture and craft a tailored digital roadmap.

Schedule an Architect Consultation