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The European WealthTech sector experienced a significant recalibration in the first three quarters of 2025, with overall funding plummeting by 68% year-on-year. Despite this broader market contraction, UK firms emerged as dominant players, securing a remarkable 60% of the top 10 WealthTech deals across the continent, reinforcing the nation’s position as Europe’s leading hub for wealth management technology. A notable highlight was Fundment, an innovative technology platform, which successfully closed one of the largest funding rounds in Europe during this period.
European WealthTech Funding Contracts Significantly in Q1-Q3 2025
From January to September 2025, the European WealthTech market attracted approximately $1.3 billion across 81 deals. This figure represents a sharp decline compared to the same period in 2024, when the sector raised $4.1 billion from 243 transactions. The substantial 68% drop in total funding and a 67% reduction in deal activity underscore a pronounced cooling in investor sentiment towards European WealthTech.
This dual decline in both funding volume and the number of deals signals a widespread pullback, suggesting a more cautious investment environment and potential delays in growth-stage funding rounds. Unlike some other FinTech segments where deal volumes have remained robust despite lower capital inflows, the simultaneous reduction across both metrics highlights a systemic retrenchment within the WealthTech ecosystem.
UK Firms Dominate Top Deals, Reshaping European WealthTech Landscape
Amidst the overall market slowdown, the geographical distribution of significant investments saw a dramatic shift. In the first nine months of 2025, the UK solidified its supremacy, accounting for six of the top 10 WealthTech deals in Europe. France followed with three major transactions, while the Netherlands secured one.
This concentrated activity marks a stark contrast to the same period in 2024, which featured a far more diverse spread of large deals across nine different countries. Previously, the UK was responsible for only three top deals, with other significant investments coming from locations such as Jersey, Switzerland, Spain, Turkey, Lithuania, Sweden, and the Netherlands. The recent consolidation of high-value WealthTech activity into fewer, larger markets, particularly the UK and France, indicates a strategic focus on established hubs by investors, with smaller markets seeing a retreat in big-ticket investments.
Fundment Secures One of Europe’s Largest WealthTech Deals
A standout success story from this period is Fundment, a technology platform dedicated to transforming the wealth management sector by streamlining administrative processes for financial advisers. The company successfully closed a $55.5 million Series C funding round, making it one of the largest European WealthTech deals in the first three quarters of 2025. This round was co-led by prominent investors Highland Europe and ETFS Capital.
Fundment’s platform is designed to replace fragmented legacy infrastructure, offering integrated core services, efficient back-office tools, and comprehensive discretionary investment management capabilities. This enables advisers to deliver more personalized and efficient financial services to their clients. Its advanced technology supports various tax wrappers, custom API integrations, and the automation of complex regulatory tasks, addressing the growing demand for timely, data-driven client interactions.
With an estimated $68 trillion in assets expected to transfer globally over the next three decades, Fundment is strategically positioned to capitalize on these intergenerational wealth shifts. The platform has already integrated with major financial institutions, including Legal & General, BlackRock, and HSBC, showcasing its robust capabilities and broad market appeal.
Source: fintech.global