Singapore’s FinTech Sector Soars in Q4 with 2.6x Funding Surge Driven by Mega-Rounds

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Singapore’s FinTech landscape experienced a significant upturn in Q4 2025, recording a robust 2.6x year-over-year surge in funding. This impressive growth was largely propelled by the resurgence of large-scale investment rounds, demonstrating renewed investor confidence in the sector.

Key highlights from Q4 2025 underscore this booming activity:

  • Total FinTech funding in Singapore skyrocketed by 2.6 times compared to the previous year.
  • The average deal value more than doubled, reaching an impressive $34.3 million, as investors expanded their financial commitments.
  • A landmark $330 million Series G funding round for Airwallex, a global commercial payments and financial platform, stood out as the largest FinTech deal of the year in Singapore.

Singapore FinTech Investment Reaches New Heights in Q4 2025

The fourth quarter of 2025 (Q4 2025) marked a strong rebound for the Singaporean FinTech market, showcasing significant increases in both deal activity and total funding compared to Q4 2024. The quarter saw a total of 20 deals completed, an 18% rise from the 17 deals recorded in the same period a year prior.

Funding levels surged dramatically to $685.7 million, a remarkable 2.6-fold increase from the $259.1 million raised in Q4 2024. This represents the highest funding volume since late 2024. It’s important to note, however, that this headline figure was heavily influenced by two exceptionally large transactions, which collectively contributed $430 million to the total capital deployed.

Excluding these two outsized deals, the adjusted funding for Q4 2025 was $255.7 million across 18 deals. This adjusted figure aligns more closely with historical trends and was only marginally below the Q4 2024 levels, illustrating that while mega-rounds heavily impact overall statistics, the underlying market activity maintained a stable pace.

Deal volume in Q4 2025 also reached a high point, matching Q2 2025 with 20 deals, signaling sustained transactional momentum in the market. Quarter-on-quarter (QoQ), deal activity increased by 25% from 16 deals in Q3 2025, while total funding saw an astonishing 256% surge from $192.8 million.

Average Deal Value Surges Past $34 Million as Investor Confidence Grows

The average deal value in Singapore’s FinTech sector witnessed a sharp increase, more than doubling to $34.3 million in Q4 2025. This compares favorably to $12.1 million in Q3 2025 and $15.2 million in Q4 2024, a clear reflection of the impact of the aforementioned large investment rounds.

Without these significant transactions, the adjusted average deal size stood at a more modest $14.2 million. This suggests that while there’s strong investor appetite for large, late-stage FinTech opportunities, the broader market remains cautious, often favoring more measured investment amounts amidst ongoing macroeconomic uncertainties and funding market fluctuations.

Airwallex Secures Largest Singaporean FinTech Deal with $330M Series G Round

Airwallex, a prominent global commercial payments and financial platform specializing in cross-border banking, payments, treasury, and spend management services, successfully closed the largest Singaporean FinTech deal of the year. Their $330 million Series G funding round highlights strong business momentum and investor belief in their growth trajectory.

This substantial investment reflects Airwallex’s impressive performance, with annualised revenue surpassing $1 billion and transaction volumes more than doubling to $235 billion. Furthermore, approximately half of their customer base now utilizes multiple Airwallex products, indicating deep platform adoption and customer loyalty.

The fresh capital will be strategically deployed to fuel continued product innovation, including the development of advanced AI-driven financial workflows. It will also support ambitious international expansion plans, particularly in the United States. Airwallex has already established a second headquarters in San Francisco and committed to investing $1 billion between 2026 and 2029 to scale its US operations.

Reinforcing its global presence, Airwallex has significantly expanded its regulatory footprint, now holding 80 licenses and permits worldwide. This enables operations across more than 200 countries and regions, firmly positioning Airwallex as a critical infrastructure provider for businesses seeking borderless, real-time, and intelligently managed global finance solutions.

Source: fintech.global

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