日本語
한국어
Tiếng Việt
简体中文
The US RegTech sector experienced a dynamic first three quarters in 2025, marked by a slight dip in overall funding but a notable surge in deal volume. Amidst these evolving market conditions, Delaware-based Quavo Fraud & Disputes emerged as a standout, securing one of the period’s most significant investments with a $300 million deal.
US RegTech Funding Trends: More Deals, Less Capital
From January to September 2025, the US RegTech industry attracted $3.6 billion across 210 deals. While this represented an 11.7% increase in the number of transactions compared to the same period in 2024 (up from 188 deals), the total capital raised saw a 7% year-over-year decline from $3.9 billion. This trend suggests a strategic shift among investors, who appear to be spreading capital more widely across a greater number of smaller, potentially early-stage opportunities, rather than concentrating on fewer, high-value funding rounds.
California Dominates Top RegTech Investments
The geographic landscape of major RegTech investments underwent a significant transformation in the first three quarters of 2025. California solidified its position as a leading hub, capturing an impressive 60% of the top 10 US RegTech deals. The state secured six of these large investments, with Florida, Virginia, Delaware, and Texas each accounting for one.
This distribution represents a stark contrast to the previous year, when New York led with four top deals and Georgia followed with three. The current absence of both New York and Georgia from the top 10 highlights a notable redirection of where the sector’s largest investments are now being placed. California’s remarkable ascent, from a single top deal previously to six, underscores its growing influence, while the emergence of Virginia, Delaware, and Texas points to a healthy diversification across the US RegTech market.
Quavo Leads with $300M Investment to Enhance Fraud Management
Quavo Fraud & Disputes, a Delaware-headquartered RegTech firm, closed one of the most substantial deals of the period with a $300 million investment from Spectrum Equity. Specializing in automated fraud and dispute management, Quavo offers cutting-edge cloud-based solutions designed to help financial institutions – including banks, FinTechs, and credit unions – streamline and automate their fraud resolution and chargeback processes.
The company’s flagship platform, QFD, leverages advanced artificial intelligence and automation to manage the entire lifecycle of a dispute, from intake and investigation to recovery and client communication. This innovative approach has demonstrably reduced manual workloads by up to 80% and boosted recovery rates to an impressive 85%. With a track record of handling over 12.5 million consumer disputes annually and recovering more than $1.4 billion for fraud victims, Quavo is fundamentally reshaping how financial institutions manage fraud, thereby strengthening customer trust and operational efficiency.
The substantial new capital infusion will be instrumental in accelerating product innovation, expanding Quavo’s AI-driven capabilities, and enhancing its go-to-market strategies to meet the escalating demand. Bolstered by a consistent 60% annual revenue growth since 2022, Quavo is firmly positioned as a vanguard in the RegTech space, empowering financial institutions to achieve superior compliance efficiency, elevated customer satisfaction, and robust operational resilience.
Source: fintech.global