FinTech & Wealth Management Integration: A Catalyst for Revenue Growth

A significant new report reveals that integrating wealth management with FinTech solutions is considered the most impactful driver for revenue growth by global industry leaders. The study, which surveyed 300 asset and wealth management executives, highlights a transformative period where technology, convergence, and evolving client demands are fundamentally reshaping the financial services landscape.

PwC Report Uncovers Key Industry Growth Drivers

Insights from PwC’s “Asset and Wealth Management Revolution 2025” report provide a forward-looking perspective on trends expected to dominate the industry through 2030. Drawing on feedback from asset managers, institutional investors, and distributors globally – many managing assets exceeding $50bn – the research delves into how firms are adapting their strategies amidst continued Assets Under Management (AUM) growth and persistent margin pressures.

The survey specifically explored which convergence trends are poised to have the greatest impact on revenue by 2030. Respondents were allowed to select up to two options, providing a clear indication of their strategic priorities.

FinTech Integration: The Forefront of Revenue Generation

A striking finding from the report indicates that one in two respondents (50%) identified the integration of wealth management with FinTech solutions as the primary driver for revenue growth. This strong consensus reflects an increasing demand for comprehensive, digitally-enabled client offerings that provide seamless experiences and holistic financial planning.

Following closely, 38% of leaders pointed to increased tokenization and the adoption of digital assets as crucial for future revenue. Additionally, 36% emphasized broader cross-sector convergence across various financial services. These results collectively underscore the critical importance of controlling the client interface, leveraging data effectively, and optimizing distribution channels, especially as asset managers increasingly utilize third-party platforms, model portfolios, and delegated mandates to achieve scalability and resilience.

Private Markets and Tokenization: Long-Term Growth Engines

Beyond FinTech integration, the study also underscored the pivotal role of private markets and tokenization in unlocking new growth opportunities. Private markets have consistently demonstrated higher profitability, and executives recognize that their democratization (33%) along with the convergence of public and private markets (32%) will significantly contribute to future revenues.

Innovations such as tokenized funds, semi-liquid investment vehicles, and progressive regulatory reforms are seen as key enablers. These advancements are lowering barriers to entry, expanding investor access to previously exclusive asset classes, and simultaneously intensifying competition while putting pressure on profit margins.

In conclusion, these overarching trends signal a profound structural transformation in how asset managers cultivate growth. Convergence, cutting-edge technology, and continuous innovation are becoming central pillars for long-term value creation within the dynamic asset and wealth management industry.

Source: fintech.global