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The European WealthTech sector experienced a significant slowdown in investment during Q3 2025, marked by a notable decline in both deal activity and total funding. Despite the overarching cautious environment, the United Kingdom solidified its position as the region’s dominant market, while innovative platform Finary successfully closed one of the quarter’s largest funding rounds.
European WealthTech Deal Activity Declines by 24% Year-Over-Year
The third quarter of 2025 saw a sustained downward trend in the European WealthTech market. Deal activity plunged to 37 transactions, reflecting a 16% decrease from the 44 deals recorded in Q2 2025, and a substantial 24% drop compared to the 49 deals observed in Q3 2024.
Total funding also witnessed a sharp contraction, plummeting to just $212.6 million. This represents a staggering 70% decrease from the $698 million raised in Q2 2025 and a 19% reduction from the $261.1 million secured in Q3 2024. This consistent decline underscores a weakening investor appetite across the European WealthTech landscape, signaling a more hesitant investment climate and a reduction in late-stage capital deployment throughout the region.
UK Companies Dominate European WealthTech Deals in Q3
In Q3 2025, the United Kingdom maintained its stronghold as Europe’s leading WealthTech hub. UK-based companies accounted for 18 deals, capturing a significant 49% share of all European WealthTech activity. This performance, while an 18% decrease from the 22 deals (45% share) in Q3 2024, demonstrates the UK’s continued market leadership.
The Netherlands secured the second position with 6 deals, representing a 16% share of the market. This marks a slight decrease from 7 deals (14% share) in the previous year. Sweden emerged as a notable player, securing 3 deals (8% share) and surpassing France and Switzerland, which had recorded 7 deals (14% share) and 4 deals (8% share) respectively in Q3 2024.
Despite the overall reduction in deal volume across the continent, both the UK and the Netherlands managed to increase their percentage share of activity. This indicates that even as the broader European WealthTech market contracted, these nations strengthened their relative competitive standing within the region.
Finary Secures $29.5 Million Series B Round to Fuel AI-Driven Wealth Management Expansion
Amidst a challenging investment quarter, Finary, a prominent European wealth management platform, successfully raised one of the largest WealthTech deals. The company secured a substantial $29.5 million in its Series B funding round. Finary is renowned for empowering individuals to centralize their investments and optimize portfolios through advanced AI-driven tools.
The funding round was spearheaded by PayPal Ventures, with significant backing from an impressive roster of investors including LocalGlobe, Hedosophia, Shapers, Y Combinator, Speedinvest, and several high-profile industry leaders. This capital injection highlights investor confidence in Finary’s innovative approach and robust growth trajectory.
Established in 2021, Finary has rapidly expanded its footprint across Europe and has already achieved profitability. The company harbors ambitious plans to reach $5.9 billion in assets under management within the next three years. Its commitment to a transparency-first model has resonated with over 500,000 French households seeking accessible and low-cost wealth solutions.
The newly acquired capital is earmarked for several strategic initiatives, including the launch of additional financial products, the expansion of Finary One—its exclusive private wealth service—and deeper integration of AI capabilities. The funding will also support broader European market penetration and the recruitment of more than 50 new hires. Looking ahead, Finary is actively developing AI agents and preparing to introduce brokerage accounts, savings products, retirement solutions, and new asset classes, further cementing its position as a leading innovator in the European WealthTech landscape.
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