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The European WealthTech sector experienced a notable shift in investment trends during the third quarter of 2025. While overall funding saw a significant year-over-year decline, the United Kingdom continued to assert its dominance as a leading hub for WealthTech innovation. A standout performer during this period was London-based Zilo, which successfully closed a substantial $27 million Series A2 funding round to fuel its expansion and enhance its AI capabilities.
European WealthTech Investment Funding Sees 19% Decline in Q3
In Q3 2025, the European WealthTech landscape attracted $212.6 million in funding across 25 deals. This represents a 19% decrease from the $261.1 million secured in Q3 2024, signaling a more cautious investment climate. The number of deals also contracted by 24%, falling from 33 transactions in the same quarter of the previous year.
This concurrent reduction in both investment value and deal volume suggests a widespread cooling of investor enthusiasm across the region. Experts attribute this trend to ongoing macroeconomic uncertainties and tighter capital conditions, which are pushing investors to prioritize robust business models and clearer paths to profitability within the evolving WealthTech sector.
UK Firms Command 70% of Top WealthTech Deals
Despite the broader market slowdown, the United Kingdom solidified its position as Europe’s premier WealthTech marketplace, capturing seven out of the top ten largest investment deals in Q3 2025. This impressive performance mirrors its dominant share from Q3 2024, underscoring the UK’s consistent leadership in attracting significant FinTech capital.
While the UK’s stronghold remained unwavering, the geographic mix of other high-value deals saw a notable shift. In Q3 2025, France, the Netherlands, and the Czech Republic each secured one top deal. This contrasts with the Q3 2024 list, which featured Lithuania, Switzerland, and Latvia among the top contenders. This evolving composition highlights the dynamic nature of high-value WealthTech activity across the continent, even as the UK’s preeminence persists.
Zilo Secures $27M Series A2 Funding to Modernise Asset and Wealth Management
London-based Zilo, a cutting-edge provider of cloud-native transfer agency software for asset and wealth managers, was a key recipient of investment, securing one of Europe’s top WealthTech deals of the third quarter with a $27 million Series A2 funding round. The investment was spearheaded by Portage, with significant participation from State Street, alongside existing shareholders and management.
Founded in 2020, Zilo is dedicated to helping financial institutions modernize their outdated and end-of-life transfer agency systems. This latest capital injection follows a previous $33.8 million raise in January 2024 and a $10.6 million seed round in 2022, demonstrating sustained investor confidence in its innovative solutions.
Zilo has built strong commercial momentum, evidenced by Fidelity International’s adoption of its Transfer Agency and Global Core solutions, and State Street’s selection earlier this year for its UK transfer agency service. The firm has also expanded its platform with new Long-Term Asset Fund (LTAF) capabilities. The fresh capital is earmarked to support Zilo’s strategic expansion into new markets and accelerate the rollout of its proprietary AI-powered tools, which are designed to significantly enhance operational efficiency across the global asset and wealth management landscape.
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